---
title: The Latest from Birchwood Financial Partners | Rachel Infante, CFP® CSRIC® CDFA® (3)
description: Fueled by a desire to help people, Rachel Infante discovered financial planning to be a perfect fit with her passions. She credits her past experiences, some challenging, for her ability to connect and build relationships with clients. Rachel’s greatest joy is coaching people through times of transition and change, and helping people work through their choices to make decisions that match their goals. (3)
---

[![birchwood-financial-partners](https://blog.birchwoodfp.com/hs-fs/hubfs/branding/birchwood-financial-partners.png?width=300&name=birchwood-financial-partners.png "birchwood-financial-partners")](https://www.birchwoodfp.com/)

Phone: [952-885-9088](tel:19528859088)<https://www.facebook.com/birchwoodfp/><https://www.linkedin.com/company/birchwood-financial-partners/>[![CLIENT LOGIN](https://no-cache.hubspot.com/cta/default/3811900/47770b11-5936-41e0-b9cf-9b391581cd7a.png)](https://cta-redirect.hubspot.com/cta/redirect/3811900/47770b11-5936-41e0-b9cf-9b391581cd7a)

Phone: [952-885-9088](tel:19528859088)  
<https://www.facebook.com/birchwoodfp/><https://www.linkedin.com/company/birchwood-financial-partners/>  
[![CLIENT LOGIN](https://no-cache.hubspot.com/cta/default/3811900/47770b11-5936-41e0-b9cf-9b391581cd7a.png)](https://cta-redirect.hubspot.com/cta/redirect/3811900/47770b11-5936-41e0-b9cf-9b391581cd7a)

# Financial Insights Blog

- Share
- [**](https://www.facebook.com/sharer/sharer.php?u=https://blog.birchwoodfp.com/author/rachel-infante-cfp)
- [**](https://twitter.com/intent/tweet?url=https://blog.birchwoodfp.com/author/rachel-infante-cfp)
- [**](https://plus.google.com/share?url=https://blog.birchwoodfp.com/author/rachel-infante-cfp)
- [**](https://www.linkedin.com/shareArticle?url=https://blog.birchwoodfp.com/author/rachel-infante-cfp)
- [**](https://pinterest.com/pin/create/button/?url=https://blog.birchwoodfp.com/author/rachel-infante-cfp&media=)
- [**](mailto:?body=https://blog.birchwoodfp.com/author/rachel-infante-cfp)

## Rachel Infante, CFP® CSRIC® CDFA®

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

 Fueled by a desire to help people, Rachel Infante discovered financial planning to be a perfect fit with her passions. She credits her past experiences, some challenging, for her ability to connect and build relationships with clients. Rachel’s greatest joy is coaching people through times of transition and change, and helping people work through their choices to make decisions that match their goals.

Find me on:

<https://www.linkedin.com/in/rachel-infante>

### Recent Posts

[![](https://blog.birchwoodfp.com/hubfs/Financial%20Strategies%20for%20Independent%20Women%20%E2%80%93%20Birchwood%20FP.jpg) ](https://blog.birchwoodfp.com/financial-strategies-for-independent-women)

## [Financial Strategies for Independent Women](https://blog.birchwoodfp.com/financial-strategies-for-independent-women)

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

[Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/author/rachel-infante-cfp)

 Aug 11, 2020 11:00:00 AM

 Women have faced many challenges over the years, including an undeniable wage gap. In 2020 women earn 81 cents for every dollar earned by men. This... 

[Read More](https://blog.birchwoodfp.com/financial-strategies-for-independent-women)

[![](https://blog.birchwoodfp.com/hubfs/Blog%20Images/AdobeStock_243719491-1.png) ](https://blog.birchwoodfp.com/single-versus-married-taxes)

## [Single versus Married Taxes: What You Should Know](https://blog.birchwoodfp.com/single-versus-married-taxes)

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

[Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/author/rachel-infante-cfp)

 Feb 10, 2020 1:46:03 PM

 Love is in the air! You’ve met your soulmate and are starting to think about that next step toward your future together, which may or may not include... 

[Read More](https://blog.birchwoodfp.com/single-versus-married-taxes)

[![](https://blog.birchwoodfp.com/hubfs/AdobeStock_197235421-1.png) ](https://blog.birchwoodfp.com/why-is-adoption-so-expensive)

## [Why is Adoption So Expensive? How You Can Plan Ahead Financially.](https://blog.birchwoodfp.com/why-is-adoption-so-expensive)

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

[Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/author/rachel-infante-cfp)

 Nov 14, 2019 2:50:22 PM

 Are you considering adoption? Many people explore adoption for a variety of reasons but don’t necessarily understand the financial implications that... 

[Read More](https://blog.birchwoodfp.com/why-is-adoption-so-expensive)

[![](https://blog.birchwoodfp.com/hubfs/iStock-1147972573.jpg) ](https://blog.birchwoodfp.com/how-to-protect-yourself-from-identity-theft)

## [How to Protect Yourself from Identity Theft in 6 Steps](https://blog.birchwoodfp.com/how-to-protect-yourself-from-identity-theft)

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

[Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/author/rachel-infante-cfp)

 Oct 30, 2019 5:27:20 PM

 We live in a digital age that has exponentially enhanced our abilities to use technology for virtually everything. I was recently listening to a... 

[Read More](https://blog.birchwoodfp.com/how-to-protect-yourself-from-identity-theft)

[![](https://blog.birchwoodfp.com/hubfs/AdobeStock_199951929-1.jpeg) ](https://blog.birchwoodfp.com/rise-in-college-tuition)

## [How Grandparents can help with the rise in College Tuition](https://blog.birchwoodfp.com/rise-in-college-tuition)

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

[Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/author/rachel-infante-cfp)

 Sep 19, 2019 7:15:00 AM

 It’s no secret that the cost of a college education today is vastly different than the cost parents and grandparents paid years ago. According to... 

[Read More](https://blog.birchwoodfp.com/rise-in-college-tuition)

[![](https://blog.birchwoodfp.com/hubfs/AdobeStock_97642856-1.jpeg) ](https://blog.birchwoodfp.com/early-retirement-health-insurance-costs)

## [How to Plan for Early Retirement Health Insurance Costs](https://blog.birchwoodfp.com/early-retirement-health-insurance-costs)

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

[Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/author/rachel-infante-cfp)

 May 29, 2019 9:28:37 AM

 Retirement can be an exciting phase to plan for, but the age in which you retire may have a significant impact on your cash flow boiling down to one... 

[Read More](https://blog.birchwoodfp.com/early-retirement-health-insurance-costs)

[![](https://blog.birchwoodfp.com/hubfs/AdobeStock_217878469-1.jpeg) ](https://blog.birchwoodfp.com/how-to-pay-for-ivf)

## [Infertility Financial Planning: How to Pay for IVF](https://blog.birchwoodfp.com/how-to-pay-for-ivf)

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

[Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/author/rachel-infante-cfp)

 Apr 24, 2019 12:37:55 PM

 Infertility. It’s a word that becomes a reality for so many. According to the National Survey of Family Growth by the Centers for Disease Control and... 

[Read More](https://blog.birchwoodfp.com/how-to-pay-for-ivf)

[![](https://blog.birchwoodfp.com/hubfs/AdobeStock_227592494-1.jpeg) ](https://blog.birchwoodfp.com/estate-planning-strategies)

## [Estate Planning Strategies to Take Care of Your Spouse](https://blog.birchwoodfp.com/estate-planning-strategies)

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

[Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/author/rachel-infante-cfp)

 Feb 21, 2019 10:40:39 AM

 There are many things we plan for as couples—like where we want to live, how many children we want to have, and when we want to retire. More often... 

[Read More](https://blog.birchwoodfp.com/estate-planning-strategies)

[![](https://blog.birchwoodfp.com/hubfs/AdobeStock_206732746.jpeg) ](https://blog.birchwoodfp.com/healthy-financial-relationship)

## [How to Have a Healthy Financial Relationship with Your Partner](https://blog.birchwoodfp.com/healthy-financial-relationship)

![Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/hubfs/DSC02925-1.jpeg)

[Rachel Infante, CFP® CSRIC® CDFA®](https://blog.birchwoodfp.com/author/rachel-infante-cfp)

 Dec 6, 2018 11:20:40 AM

 Remember the first time you met your partner and had many in depth conversations about each other? What’s your favorite food? What’s your favorite... 

[Read More](https://blog.birchwoodfp.com/healthy-financial-relationship)

[< Previous](https://blog.birchwoodfp.com/author/rachel-infante-cfp/page/2)

*Investment Advisory services offered through Birchwood Financial Partners, Inc. an SEC Registered Investment Advisor.*

*All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Opinions expressed herein are solely those of Birchwood Financial Partners, Inc., and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser or qualified professional before making any financial decisions. We are not affiliated with or endorsed by the Social Security Administration or any government agency. The inclusion of any link is not an endorsement of any products or services by Birchwood Financial Partners. All links have been provided only as a convenience.*

### Search Our Blog

### Posts by Tag

- [Investment Management (50)](https://blog.birchwoodfp.com/tag/investment-management)
- [Retirement (50)](https://blog.birchwoodfp.com/tag/retirement)
- [Suddenly Single (39)](https://blog.birchwoodfp.com/tag/suddenly-single)
- [Cash Flow and Budgeting (36)](https://blog.birchwoodfp.com/tag/cash-flow-and-budgeting)
- [Estate & Legacy Planning (35)](https://blog.birchwoodfp.com/tag/estate-legacy-planning)
- [Market Insight (35)](https://blog.birchwoodfp.com/tag/market-insight)
- [Bridget Handke (29)](https://blog.birchwoodfp.com/tag/bridget-handke)
- [Dana Brewer (25)](https://blog.birchwoodfp.com/tag/dana-brewer)
- [Taxes (25)](https://blog.birchwoodfp.com/tag/taxes)
- [Damian Winther (20)](https://blog.birchwoodfp.com/tag/damian-winther)
- [Rachel Infante (18)](https://blog.birchwoodfp.com/tag/rachel-infante)
- [Socially Responsible Investing (SRI) (17)](https://blog.birchwoodfp.com/tag/socially-responsible-investing-sri)
- [Steve Dixon (14)](https://blog.birchwoodfp.com/tag/steve-dixon)
- [Charitable Giving (13)](https://blog.birchwoodfp.com/tag/charitable-giving)
- [Kimmie Andrews (12)](https://blog.birchwoodfp.com/tag/kimmie-andrews)
- [Education Planning (11)](https://blog.birchwoodfp.com/tag/education-planning)
- [Kay Kramer (5)](https://blog.birchwoodfp.com/tag/kay-kramer)
- [Cybersecurity (3)](https://blog.birchwoodfp.com/tag/cybersecurity)
- [Brayden Kelly (1)](https://blog.birchwoodfp.com/tag/brayden-kelly)
- [Growing Wealth (1)](https://blog.birchwoodfp.com/tag/growing-wealth)
- [Kayla Berceau (1)](https://blog.birchwoodfp.com/tag/kayla-berceau)

[See all](https://blog.birchwoodfp.com/author/rachel-infante-cfp/page/3#)

[![birchwood reverse](https://blog.birchwoodfp.com/hs-fs/hubfs/branding/birchwood%20reverse.png?width=334&name=birchwood%20reverse.png "birchwood reverse")](https://www.birchwoodfp.com/)

[Home](https://www.birchwoodfp.com)

[WHO WE ARE](https://www.birchwoodfp.com/about)

[WHO WE SERVE](https://www.birchwoodfp.com/who-we-serve)

[WHAT WE PROVIDE](https://www.birchwoodfp.com/solutions)

[DOWNLOADABLE GUIDES](https://info.birchwoodfp.com/resources)

[blog](https://blog.birchwoodfp.com)

[Contact Us ](https://www.birchwoodfp.com/contact-us)

[Form CRS](https://info.birchwoodfp.com/form-crs)

[Forms ADV](https://info.birchwoodfp.com/adv)

[PRIVACY POLICY](https://info.birchwoodfp.com/privacy-policy)

[5601 Green Valley Dr., Ste 600](https://maps.app.goo.gl/EbBNRPP4sFfkeYZd8)  
[Bloomington, MN 55437](https://maps.app.goo.gl/EbBNRPP4sFfkeYZd8)

Phone: [952-885-9088](tel:19528859088)

Email: [info@birchwoodfp.com](mailto:info@birchwoodfp.com)

<https://www.facebook.com/birchwoodfp/> <https://www.linkedin.com/company/birchwood-financial-partners/>

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Birchwood Financial Partners, Inc. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Birchwood Financial Partners, Inc., an SEC Registered Investment Advisor. Birchwood Financial Partners, Inc. is not affiliated with or endorsed by the Social Security Administration or any government agency, and is not engaged in the practice of law. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the States of AZ, CA, FL, IA, IL, MN, NC, NY, TX, WI or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph. The inclusion of any link is not an endorsement of any products or services by Birchwood Financial Partners, Inc.  All links have been provided only as a convenience.

© 2026 Birchwood Financial Partners. All Rights Reserved.

[Disclaimer ](https://www.birchwoodfp.com/disclaimer)[Legal, privacy, copyright and trademark information](https://www.birchwoodfp.com/legal-privacy-copyright-and-trademark-information)