Perspectives

Over the years many of Birchwood’s clients have explored switching up their primary residence to states with warmer weather and lower state income...

Fall is typically a time for financial planning conferences, and this year I attended a couple of them. The closing speaker at Financial Planning...

At some point during the pandemic, I needed to step away from listening to the news and focus my brain on something complex, interesting and...

College tuition costs continue to rise at an alarmingly steep pace, and many families are blown away by the sticker shock associated with a four-year...

As a financial advisor, I’ve witnessed clients dealing with end-of-life with their parents. Sometimes it goes smoothly and other times not. If a...

How often have you had to shell out cash for unforeseen dental work, plumbing issues, storm damage, vehicle repairs, travel costs, school supplies,...

It’s not always easy for a couple to walk a journey together for a long time. The elements that frequently draw two people toward one another at the...

My husband and I worked remotely from southern California last year. We’d always talked about wintering somewhere warm during retirement, and we had...

Follow Birchwood’s co-founder Kay Kramer as she journals her experience transitioning into retirement.

Having a sole breadwinner in the home can lead to moments of discord in a marriage. While one spouse carries the financial burden, the other spouse...