Perspectives

It is hard to comprehend all the meanings and emotions tied to the two simple words “worth it.”  Worth comes in many different flavors–it may be...

“Life’s too short to only learn from your own mistakes. So learn from others.” Regardless of where this quote originated (it is most accredited to...

While not always a popular topic in households, discussing finances plays an essential role in almost every decision we make. Readily planning for...

What would you say if you could travel back in time and give your younger self some advice?  Would you tell yourself to slow down and enjoy each...

Those first months after COVID-19 hit the U.S., we all encountered a shared experience, yet we all experienced our reality differently. Some of us...

This article has been updated to reflect 2022 deadlines and filing protocols. With the holidays behind us and the new year officially off and...

Over the years many of Birchwood’s clients have explored switching up their primary residence to states with warmer weather and lower state income...

Fall is typically a time for financial planning conferences, and this year I attended a couple of them. The closing speaker at Financial Planning...

At some point during the pandemic, I needed to step away from listening to the news and focus my brain on something complex, interesting and...

College tuition costs continue to rise at an alarmingly steep pace, and many families are blown away by the sticker shock associated with a four-year...