---
title: The Latest from Birchwood Financial Partners | Damian Winther (2)
description: Damian Winther | (2)
---
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Phone: [952-885-9088](tel:19528859088)
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# Financial Insights Blog
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[ ](https://blog.birchwoodfp.com/year-end-financial-checklist-to-stay-on-track)
## [Year-End Financial Planning Checklist and Moves to Stay on Track](https://blog.birchwoodfp.com/year-end-financial-checklist-to-stay-on-track)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Dec 1, 2022 7:15:00 AM
With year-end quickly approaching, we encourage our clients to take advantage of key financial planning moves to stay on track. Whether you are a...
[Read More](https://blog.birchwoodfp.com/year-end-financial-checklist-to-stay-on-track)
[ ](https://blog.birchwoodfp.com/impact-of-higher-interest-rates-on-home-purchase-decisions)
## [Impact of Higher Interest Rates on Home Purchase Decisions](https://blog.birchwoodfp.com/impact-of-higher-interest-rates-on-home-purchase-decisions)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Oct 6, 2022 7:45:00 AM
The United States housing market has been going gangbusters for the last several years as homeowners have seen the price of their property increase...
[Read More](https://blog.birchwoodfp.com/impact-of-higher-interest-rates-on-home-purchase-decisions)
[ ](https://blog.birchwoodfp.com/bear-market-roth-conversion)
## [A Bear Market May Be a Good Time for a Roth Conversion](https://blog.birchwoodfp.com/bear-market-roth-conversion)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Jun 9, 2022 7:15:00 AM
A Bear Market is defined as a 20% drop in market value from the peak. The S&P 500 has hovered around this threshold for several days and weeks. For...
[Read More](https://blog.birchwoodfp.com/bear-market-roth-conversion)
[ ](https://blog.birchwoodfp.com/investing-during-inflation-strategies)
## [Strategies for Investing During Inflationary Environments](https://blog.birchwoodfp.com/investing-during-inflation-strategies)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Jun 2, 2022 7:30:00 AM
In the news and at the grocery store, you can’t help but notice how inflation has been off the charts during 2022. According to the U.S. Bureau of...
[Read More](https://blog.birchwoodfp.com/investing-during-inflation-strategies)
[ ](https://blog.birchwoodfp.com/benefits-of-compound-growth-in-investing)
## [The Power of Compound Growth in Investing](https://blog.birchwoodfp.com/benefits-of-compound-growth-in-investing)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Mar 3, 2022 2:30:00 PM
It’s rumored that Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it earns it; he who doesn’t...
[Read More](https://blog.birchwoodfp.com/benefits-of-compound-growth-in-investing)
[ ](https://blog.birchwoodfp.com/college-search-websites)
## [Start With These 6 College Search Websites](https://blog.birchwoodfp.com/college-search-websites)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Feb 22, 2022 2:45:00 PM
If your children or grandchildren have reached ninth or tenth grade, you’re likely in the middle of the college search process. Let me tell you, this...
[Read More](https://blog.birchwoodfp.com/college-search-websites)
[ ](https://blog.birchwoodfp.com/benefits-of-529-plan)
## [6 Benefits of a 529 Plan When Saving for College](https://blog.birchwoodfp.com/benefits-of-529-plan)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Oct 14, 2021 2:55:40 PM
College tuition costs continue to rise at an alarmingly steep pace, and many families are blown away by the sticker shock associated with a four-year...
[Read More](https://blog.birchwoodfp.com/benefits-of-529-plan)
[ ](https://blog.birchwoodfp.com/rainy-day-fund-how-much-where-to-keep-it)
## [Rainy Day Fund: How Much to Save and Where to Keep it](https://blog.birchwoodfp.com/rainy-day-fund-how-much-where-to-keep-it)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Sep 23, 2021 12:45:00 PM
How often have you had to shell out cash for unforeseen dental work, plumbing issues, storm damage, vehicle repairs, travel costs, school supplies,...
[Read More](https://blog.birchwoodfp.com/rainy-day-fund-how-much-where-to-keep-it)
[ ](https://blog.birchwoodfp.com/5-tips-for-creating-short-term-financial-goals)
## [5 Tips for Creating Short-Term Financial Goals, Keeping Your Wish List](https://blog.birchwoodfp.com/5-tips-for-creating-short-term-financial-goals)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Jun 30, 2021 2:30:00 PM
We are officially halfway through 2021, and wow, what a year it’s been. If you’re like many of our clients, you may have taken this midway point as a...
[Read More](https://blog.birchwoodfp.com/5-tips-for-creating-short-term-financial-goals)
[ ](https://blog.birchwoodfp.com/estate-planning-attorney-working-with-financial-advisor)
## [Why You Want an Estate Planning Attorney Working with Your Financial Planner](https://blog.birchwoodfp.com/estate-planning-attorney-working-with-financial-advisor)
[Damian Winther, CFP® CSRIC®](https://blog.birchwoodfp.com/author/damian-winther-cfp)
Apr 28, 2021 8:45:00 AM
As a Financial Advisor, one of the many roles I play is “professional nag.” The thought of working through (and paying for) a comprehensive estate...
[Read More](https://blog.birchwoodfp.com/estate-planning-attorney-working-with-financial-advisor)
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